Guernsey Real Estate ... 
If you plan to rent or buy an apartment or house in Guernsey, finding your property will be a major step in your relocation to Guernsey. If you have not lived in Guernsey, you should rent rather than buy your apartment in Guernsey
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Guernsey Real Estate Calculator
Finding a Home In Guernsey
If you plan to rent or buy a property in Guernsey, finding your property will be a major step in your relocation to Guernsey. If you have not lived in Guernsey, you should rent rather than buy your property in Guernsey, at least for six months. If you would like to rent or buy a real-estate property in Guernsey you may email us at webmaster@united-kingdom-travel-guide.de with your real-estate questions.


It is the best way to know not only if Guernsey is the place you want to live or retire for the next few years, but also if Guernsey is suited for you.

Apartments & Houses in Guernsey
If you are planning on living in Guernsey, it is likely that you will be living in an apartment/condo versus a house.

Please make sure that modern equipments, such as electricity and water should function to the maximum. Please double-check and make sure electrical outlets are located in every room and functioning.

Make sure you turn on the water and make sure that hot and cold water is functioning and flush the toilet, turn on the shower. Don’t count on real-estate agents in Guernsey to point out the negatives of a place they’re trying to rent or sell you.

Guernsey Agencies
Real-estate agencies in Guernsey advertise in local Guernsey newspapers and as well on their office windows.

You should be able to notice a real estate agency in Guernsey by the window full of ads for the different apartments or houses they have available for rent or sell in Guernsey.

Before you begin working with an agency in Guernsey, check that their fees are acceptable and that they are a member of the Guernsey Real-estate Assocation. In most rental agreements in Guernsey most agencies charge a month’s rent for a twelve-month rental agreement.

When selling a property in Guernsey, real-estate agents in Guernsey usually charge between 2.5% and 3% of the final sales price.
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Total estimated cost of renting a property in Guernsey:GBP
Total estimated cost of buying a property in Guernsey:GBP
After coming to an agreement on a rental or purchase, both parties in Guernsey sign the contract. However, it is not a legal agreement until the appropriate seals of the city of Guernsey with a tax stamp has been purchased and affixed to ther agreement. You have to make sure before finalising the lease or purchase that the official seal of Guernsey will be affixed to the agreement.

Renting
Real estate agencies in Guernsey are the safest way if you want to rent or buy a property in Guernsey. Please make sure they are a licensed agent in Guernsey and very familiar with the Guernsey property market.

Local newspapers in Guernsey also advertise apartments and houses for rent, but word of mouth is the best way in Guernsey. If you are currently an academic in Guernsey, you could check local at local universities in Guernsey, where apartments or rooms for rent are commonly posted.

In general rental rates in Guernsey, increase by a small percentage each year in accordance with the government’s annual cost of living reports in Guernsey. You can find yearly leases in Guernsey, and more short-term housing is available near academic institutes or around tourism areas within Guernsey.

Short-term tourist housing in Guernsey is fully furnished and most of the time fully equipped. If you have the budget, you could rent a serviced apartment in Guernsey.

If you want to buy a property in Guernsey, I would highly suggest you to have the property checked out by yourself and hire a lawyer in Guernsey to check how much debts the property has currently registered and if those numbers matched with the seller of the property in Guernsey.

If you are buying a brand new property, you’ll need to pay property tax in Guernsey. If your purchase is a luxury property, you may have to pay local taxes in Guernsey and possible stamp duty.

Even as a non-resident homeowner in Guernsey, you may become liable for all kind of taxes in Guernsey, including income tax.

Guernsey Mortgages
If you plan to take a mortgage in Guernsey you need at least a 20% downpayment of the purchase price of the property in Guernsey. Even if you generate rental-income from renting your Guernsey property out, it is not considered by most lenders as you may decide to move in, at a later time.

The Guernsey Real Estate calculator will help you to compare the costs of renting a house or condo in Guernsey to the costs of buying a house or condo in Guernsey. Since there are all kinds of forces at work behind the scenes such as the current interest in Guernsey, Guernsey property taxes, tax savings, appreciation in general to investments in Guernsey, comparing the cost of renting to the cost of buying in Guernsey is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment.

The Guernsey Calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision before buying or renting a property in Guernsey.

Help Buttons: For pop-up explanations of any of the entry fields, click the radio button next to the description.

NOTE: Be sure to enter "0" (zero) in any entry boxes that don't apply to you. Also be sure that only numbers and decimal points are entered into the fields.

Property Types in Guernsey

  • Guernsey Multi-Family
    Traditional, multi-family residential complexes located in Guernsey and suburban markets of Guernsey.


  • Guernsey Mixed-Use
    Properties in Guernsey that integrate and combine residential with different uses, including retail and office spaces.

  • Guernsey Office
    Traditional office or office type properties in Guernsey.


  • Guernsey Retail
    Properties in Guernsey with a mix of tenants that meet the convenience needs of neighborhood residents, including video stores, grocery, and financial services companies within Guernsey.


  • Guernsey Light Industrial
    Single- or multi-tenanted spaces in Guernsey used for warehouse, manufacturing, distribution, or research and development in Guernsey.

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